Privacy Policy - Next Level Insurance Agency USA

Next Level Insurance Agency USA ("we," "our," or "us") is dedicated to protecting the privacy, confidentiality, and security of our clients' personal, financial, and healthcare information. This Privacy Policy outlines our data handling practices for clients throughout Florida and across the 22+ states we serve.

1. Information We Collect

To provide accurate health insurance quotes, calculate Affordable Care Act (ACA/Obamacare) tax subsidies, or evaluate life insurance and Medicare eligibility, we may collect:

• Contact Information: Full name, physical mailing address, phone number, and email address.
• Demographic Data: Date of birth, gender, and family household size.
• Financial & Eligibility Details: Household annual income and tax filing status (required for ACA federal premium tax credits).
• Health & Coverage Preferences: Preferred doctors, prescription medications, and current health status.

2. Purpose of Data Collection

Your non-public personal information is utilized exclusively to:

• Evaluate insurance options from authorized partner carriers (Florida Blue, Oscar, Molina, Cigna, UnitedHealthcare, National Life Group, etc.).
• Facilitate direct enrollment into ACA Marketplace or Medicare plans with your explicit consent.
• Deliver customer service, policy renewals, and claims support.

3. Confidentiality and Non-Disclosure

We do not sell, rent, lease, or trade your personal or health data to third-party marketing companies under any circumstances. Information is only shared with licensed insurance carriers and government health exchanges as necessary to effectuate coverage.

4. Regulatory Compliance & HIPAA Safeguards

We comply with applicable federal and state data protection regulations, including the Health Insurance Portability and Accountability Act (HIPAA) and the Gramm-Leach-Bliley Act (GLBA). We enforce physical, electronic, and procedural security measures to prevent unauthorized data access.

5. Contact Our Privacy Officer

If you have questions about your privacy rights, please contact us:

Next Level Insurance Agency USA
112 S Clyde Ave, Kissimmee, FL 34741, United States
Phone: +1 (407) 283-9876 | Email: [email protected]